Paying Off A Mortgage Debt Quicker

Paying Off A Mortgage Debt Quicker

Paying off the mortgage may sound like a dreary trudge to the end of a marathon’s finish line. However, there are options available for those who currently have a debt from a loan for their mortgage, and wish to reduce the time they spend paying it off. Here are a few simple ways to ensure…

How Does A No Interest Loan Work

How Does A No Interest Loan Work?

Sometimes there are a few unexpected expenses that can impact on our financial situations, and make things just a little more difficult to deal with. The refrigerator breaking down the same week that the car registration is due could be too much of a financial burden for many individuals. With many credit-providing schemes and dubious…

Managing Money With a Budget

Managing Money With a Budget

Every little bit of money counts in today’s economic climate, and for many, it’s about making what they have, work for what it is that they need. Money management is an important skill to learn as it helps boost finances with very simple steps. Money management can ease the stress and financial worries of people…

Easy ways to start your investing journey

Easy ways to start your investing journey

There are a lot of options when it comes to investing, but often people are daunted by the prospect. A lack of accessible information, misconceptions about investment opportunities and fear of losing money are often reasons people opt out of investing. Investing can be as easy as a savings account separate from the account that…

Signs of unauthorised and mistaken transactions

Signs of unauthorised and mistaken transactions

When checking through your transactions, you might come across a transaction that doesn’t look right. If this is the case, you should get into contact with your bank as soon as possible. An unauthorised transaction: Money transferred from your account without your permission A mistaken transaction: Paying the wrong person by using the wrong details…

Repairing errors in your credit score

Repairing errors in your credit score

Your credit score can affect loans and credit you apply for. You are able to have errors on your credit report fixed for free. The following are typical errors in credit reports, that you are able to get fixed for free. Errors by the credit reporting agency – there may be instances where the agency…

Things you should do every time you get paid

Things you should do every time you get paid

It can be tempting to treat yourself on payday, but in the long run, planning your spending will be more rewarding. Creating a payday routine will help you pay your bills on time and save more money to put aside. The very first step needs to be completed the night before payday. Transfer any funds…

The difference between short and long term financing

The difference between short and long term financing

Maintaining healthy cash flow can be challenging; between ongoing expenses and bills, poor cash flow can severely impact your customers, staff and bottom line. Business owners need to understand the differences between short and long-term financing when developing a cash flow strategy. There are various sources of financing available, with each being useful for different…

Pros and cons of reverse mortgages

Pros and cons of reverse mortgages

Reverse mortgages allow you to use the equity in your home as security to borrow money. The following are pros and cons of acquiring a reverse mortgage. Pros You will be the owner of your home and can continue to live in it Some of the money you gain from it could be used to…